The contract of life insurance Antarius Selection of the Credit of the NordAccessible offers an attractive financial. But costs that are too prohibitive.

The banks Credit of the North – which also include the banks Courtois, Kolb, Laydernier, Nuger, Rhône-Alpes, Tarneaud and Société Marseillaise de Credit – sell this contract Antarius Selection since 2010. Available with 1000 euros, it is organised around a fifty financial supports. The delegated management is available from 30000 euros and under mandate from 150000 euros. A guaranteed death, is also available for a capital under risk up to 150000 euros.

arbitration Costs punitive

The costs are globally important : 3,90 % on payments less than the 37 500€, and 3.50 % thereafter. For management, it is necessary to count an invoice of 0.96 % per year. And, downside, the score is 1 % on each arbitration. A shame, because the funds in euros, with a rate of 2.55 % last year, following a 2.85 per cent in 2014, made the race at the head of the contracts distributed in the banks.

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