wealth Tax on real estate, life insurance, retirement savings… Everything you need to know about the new tax governing financial investments.

The fiscal stability has never existed and will never exist in any country. It is a material that is as vibrant as the law, constantly adjusted to take account of the constraints and aspirations of the society. It justifies the changes by… the need for stability, as do the government during the presentation of the project of finance law (PLF) on the 27th of September.

“It is a comprehensive reform of the taxation of savings income, in a logic of simplification of the existing systems, to improve readability and predictability. At the time of his investment, each investor will have a clear visibility of its future taxation”, he promises.

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This promise clears those of previous governments, who were themselves sitting on those of their predecessors. An example of this? Sarkozy had been replaced by the threshold exemption of capital gains on shares by a tax allowance for duration of detention, that Macron removes to replace it by taking single lump-sum (PFU) of 30%!

The revolution, however, is not the program, because the system of a fee “one for all” is not yet born. Special cases and exemptions that have accumulated over decades. Beyond the new features, explained in the folder of The Express, the taxation keeps a constant: you can’t escape it. “In this world, nothing is certain except death and taxes”, says a proverb extract of a letter from the father of the american Constitution, Benjamin Franklin, addressed to a French friend in 1789. It’s always relevant.

Find our complete file:

>> Investments: the grand bazaar of the tax reform

>> “taxation of dividends will change”

>> Taxation of life insurance: precautions

>> Taxation of life insurance: “The PFU aims of the new contract”

>> Tax: a retirement savings plan effective and useful

>> Taxation of retirement savings: “It is necessary to take advantage of it”

>> income Tax: the royal way of the philanthropy

>> Philanthropy: “Up to 75% tax reduction”

Read our complete file

From the ISF to the IFIS: what changes, what remains in the Taxation of life insurance: the precautions to take to Be wary of the “guardians”, warned Mendes-France in 1958

>> From the ISF to the IFIS: what changes, what remains

>> Investments: beware of the illusions of the tax-exemption