A basic performance of the fund, in euros, of the life insurance contract Asteria Crystal Partners is disappointing and the costs are heavy.
Some advisers in wealth management, offers this guaranteed contract by Oradéa Life (Société Générale group). Its object is clear : the investment on the financial markets, with 300 funds, including REITS and etfs, driven by 70 management companies. Original : the delegated management proposed, as early as 10000 euros, is invested in trackers according to three profiles (the most dynamic being 100 % trackers) driven by The Française AM Gestion Privée.
A contract is expensive
The basic performance of the fund in euros is disappointing, to 2.10 % in 2015. A rate increased to 2.60 percent if the stock managed to more than 50 % in units of account ! As a lot of contracts distributed by the independent, the costs are heavy, it is also the price of the board. Those to 4.75 % on payments are negotiable. But what about the management fees on the funds at risk, set at 1,003 % and close to 2% in delegated management !
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Insurance life : contracts Oradéa Life
9 new year’s resolutions to boost your life insurance rates – yield for 2016 of more than 300 life insurance contracts life insurance Contract Unep Multiselection More : costs that are too heavy
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