The euro funds managed by Allianz to the association Gaipare is isolated in the accounts of the company, a pledge of equity in the allocation of returns.
A little more than 3500 investors hold this contract Gaipare Sélectissimo distributed by insurance brokers. Its main strength ? Its funds in euros, which is very resistant. It has even been reported 3.15 per cent last year. Critical Point : the euro funds managed by Allianz, is reserved to the members of the association of savers Gaipare, who have all received the same performance.
here the addition !
The financial bid, consisting of 82 investment funds from 24 management companies, is comely. The delegation of management is possible from 10,000 euros, for an additional fee of 0.30 % per year. This is where the rub : the costs are high. Count 3,95 % on the payments and 1 % per year for the management of materials at risk. The trade-offs are charged 1 % (minimum eur 30), only one is offered per year.
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Charges, options… : 2/4
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life Insurance rates / returns contracts
Two types of life insurance are worth more than a life Insurance : how to earn more life Insurance : what to do in the face of declining rates?
Funds in euros : 4/4
Other funds : 3/4