Marie-Hélène Poirier, secretary general and legal director of Swiss Life, says that changing the tax reform for life insurance.
That changes the tax reform for life insurance?
the introduction of The one-off charge of 30% on the gains only relates to withdrawals and does not affect the taxation in the event of death. Life insurance is exempt from inheritance tax until 152500 euros per beneficiary for payments made before 70 years since the October 13, 1998, and the rest.
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And for the gains?
the revenue from The payments already made are not affected by the new single tax of 30%, but they should undergo the predicted increase in social security taxes, 15.5% to 17.2%. The tax of 30% would apply to earnings withdrawn from new contracts and new payments by taxpayers with more than 150 000 euros in life insurance, or 300 000 euros for a couple.
Marie-Hélène Poirier, secretary general and legal director of Swiss Life.
SDP
Read our complete file
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How will it be implemented?
The passage from one regime to the other is going to be complicated, if only to calculate the savings in insurance-life taxpayers who have multiple contracts with different insurers. Is expected to know the rules of the game.