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The man went into debt mainly to start his work as a bricklayer, an activity that was paralyzed by COVID-19
Arrecife (Las Palmas de Gran Canaria), March 27, 2024.- Repara tu Deuda Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved a debt cancellation in Arrecife (Las Palmas de Gran Canaria). Canary). Through the management of Repara tu Deuda Abogados, the Commercial Court No. 3 of Las Palmas de Gran Canaria has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a man with a debt of 25,000 euros to the that I couldn’t cope. SEE JUDGMENT
As the lawyers from Repara tu Deuda explain, his case is as follows: “his state of insolvency arose when he requested financing to cover the costs of a necessary renovation of his in-laws’ home and to undertake an economic activity as a bricklayer. At first He had no problem paying the fees. However, the projects for which he was hired took longer than expected. By having to hire several employees, expenses on payroll and Social Security contributions multiplied. Subsequently, as a result of the pandemic caused by COVID-19, it was forced to paralyze its activity, which significantly affected its income.”
As recalled from Repara tu Deuda, “Spain approved the Second Chance Law in 2015. We are facing a legal mechanism born more than 100 years ago in the United States. Relevant figures such as Walt Disney or Steve Jobs have embraced it. Its spirit is to offer a second chance to people who have fallen into a state of over-indebtedness so that they do not have to live drowned by debts that they cannot assume.
Repair your Debt began its work as an expert firm in this tool in September 2015. In all this time it has managed to exceed the figure of 200 million euros of debt exonerated for people who come from the different autonomous communities of Spain. This amount is expected to grow given the high number of cases that are managed daily and whose results are presumed to be favorable to the interests of the bankrupt.
The law firm represents more than 23,000 people who have trusted them to say ‘goodbye’ to all their debt problems. Some of them have come encouraged by the testimony of others who have already completed their process satisfactorily.
This legislation allows both individuals and the self-employed to be free of their debts if they meet a series of prerequisites. In general terms, it is sufficient that the bankrupt has not been convicted of socioeconomic crimes in the last ten years, that he acts in good faith throughout the duration of the process and that he is in a current or imminent state of insolvency.
The office can also analyze contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact
Contact name: David Guerrero
Contact description: Press Officer
Contact telephone number: 655956735
