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Alicante, February 21
The debtor requested loans to be able to help her mother and sister who were unemployed
Repara tu Deuda, a leading law firm in Spain in the Second Chance Law, has managed to cancel a debt that amounted to 74,000 euros to a woman in Alicante (Valencian Community) by applying the Second Chance Law. SEE SENTENCEThe lawyers of Repara tu Deuda explain their story: “the debtor requested loans to be able to help her mother and sister who were unemployed. At first she was paying, but her income decreased considerably, so she had to apply more loans to face the previous ones. It fell into a state of over-indebtedness. Now, thanks to Repara tu Deuda Abogados and the Second Chance Law, the bankrupt can start again without debt after ruling by the Court of First Instance No. 7 of Alicante (Valencian Community) the Benefit of Exoneration of Unsatisfied Liabilities (BEPI). Repair your Debt Lawyers began its career as a legal firm specialized in the application of this mechanism in September 2015. A few months before, the Parliament of Spain had approved the law that allowed insolvent people to be clean of any unaffordable debt on their part. Since From its beginnings to the present, the firm has managed to exceed the figure of 190 million euros exonerated to people who come from the different autonomous communities of Spain. The truth is that there are many more processes that are already underway, so it is presumed that this figure will grow in the near future. Furthermore, the streamlining of the procedure has meant that deadlines are considerably reduced and orders take less time to be issued. The law firm has more than 22,000 people whom it represents in Spanish courts. Some of those who have come have done so encouraged by the testimony of exonerated persons who have explained how their lives have changed since they have accepted the law. Others appear after friends and acquaintances put them in contact with the law firm. In any case, greater knowledge and interest in this tool can be seen. In procedures such as the Second Chance Law, the use of technology is of great importance. The office has an app, called MyRepara, that allows clients to be informed, make queries, pay fees and even hold meetings with the lawyer via videoconference. This also means that it is not necessary to go to the offices to continue with the process since, if desired, it can be operated 100% online. The office can also analyze the contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
