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They had a high mortgage that they were facing until her husband lost his job and they resorted to loans and cards.
Sant Boi de Llobregat (Barcelona), May 2, 2024.- Repara tu Deuda Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved debt cancellation in Catalonia. Through the management of Repara tu Deuda Abogados, the Court of First Instance and Instruction No. 3 of Sant Boi de Llobregat (Barcelona) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a woman who had accumulated a debt of 36,000 euros that he could not face.
As the lawyers from Repara tu Deuda explain, her case is as follows: “she had a house with a very high mortgage. They were paying it off without problems. However, her husband lost his job and they had to start resorting to loans and cards. The debt grew and they finally had to give up their house. Now, they can start a new life after benefiting from the Second Chance Law.
As pointed out by Repara tu Deuda, “Spain was one of the European Union countries that was the latest to incorporate the Second Chance Law into its legal system. It is a mechanism designed so that people can cancel unaffordable debts and, in this way, they are reactivated in the economy”.
Although there is a certain lack of knowledge about this legislation, more and more people are requesting coverage. Repair your Debt Lawyers has helped, since it launched its activity in 2015, numerous people who were in a situation of insolvency. It represents more than 23,000 individuals and self-employed workers who have entrusted them with their case to be exonerated from all their debts.
This legislation allows a new start for both individuals and the self-employed if they meet a series of requirements. In general, it is sufficient that the bankrupt be in a current or imminent state of insolvency, that he has not been convicted of socioeconomic crimes in the last ten years and that he acts at all times in good faith, without hiding assets or income. .
Repara tu Deuda has an app for Android and IOS, called MyRepara. This allows you to further reduce the costs of the procedure, maintain a communication channel with the office and contact through the video call system.
The office can also analyze contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact
Contact name: David Guerrero
Contact description: Press officer
Contact telephone number: 655956735
