The origin of the over-indebtedness is found in the clothing business that the exonerated woman’s husband started
Girona, February 6, 2024.- Repara tu Deuda Abogados, a leading law firm in Spain in the application of the Second Chance Law, has achieved debt cancellation in Girona (Catalonia). Through the management of Repara tu Deuda Abogados, the Commercial Court No. 1 of Girona (Catalonia) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a woman who had accumulated a debt of 45,000 euros to which she could not I could cope. SEE JUDGMENTAs the lawyers from Repara tu Deuda explain, “her state of insolvency arose after her husband requested financing to set up a business selling clothing. Initially, the store functioned correctly and generated enough income to pay the installments. of the loans and cover the basic expenses of the family unit. Due to the good performance, he tried to expand the business by acquiring more clothing items, but sales did not increase in relation to the increase in clothing purchased and he finally had to close. For several years , was paying part of the credits, but stopped paying them to be able to cover his most basic expenses.” People who benefit from the Second Chance Law quickly see the benefits of being exempt. In fact, they leave the delinquency lists – such as ASNEF – which does so much damage to them. In addition, and this is also a great relief to them, they no longer receive the distressing calls from the banks that previously contacted even family members, acquaintances and staff from their own work. Repair your Debt Lawyers has helped, since its foundation in September 2015 ( same year the law came into force), to people in desperate situations who could not pay their debts. At this moment, there are already more than 22,000 individuals and self-employed people who have trusted them to start a new life from scratch. Some do so encouraged by the testimony of others who have already managed to reactivate the economy. The law firm has exceeded the figure of 190 million exonerated to people who come from the different autonomous communities. Debt cancellations are occurring every day, which means that the figure increases as time goes by. This legislation protects individuals and the self-employed so that they can be exonerated from their debts as long as they meet a series of requirements such as suffering from a current state or imminent insolvency, demonstrate good faith throughout the duration of the process and not have been convicted of socioeconomic crimes in the last ten years.Repara tu Deuda Lawyers has an app for Android and IOS devices, named MyRepara, which allows you to reduce costs derived from the procedure, exhaustive control and meetings with lawyers through the video call system. The office also offers, alternatively, the possibility of analyzing contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
