Tarragona, September 8, 2023.

The exonerated person suffered an ERTE due to COVID-19 and then lost his job

Repara tu Deuda, a leading law firm in Spain in the Second Chance Law, has achieved another debt cancellation through the application of this tool. This is the case of a man to whom the Commercial Court No. 1 of Tarragona (Catalonia) has granted the Benefit of Exoneration of Unsatisfied Liabilities (BEPI), freeing the bankrupt from a debt that amounted to 28,000 euros. SEE SENTENCEThe lawyers of Repara tu Deuda explain their story: “their state of insolvency originated when they requested financing to be able to pay a credit card with a very high interest rate. At first they had no problems paying the installments. “Unfortunately, the COVID-19 pandemic appeared and he was forced to be on ERTE for a long period. He finally ended up losing his job, which obviously had a very negative impact on his economy.” The Second Chance Law was approved by the Parliament of Spain in 2015. Since then, numerous individuals and self-employed people have put their case in the hands of the law firm to start again from scratch and reactivate themselves in economic life. Although the Second Chance Law is still unknown to some people in Spain, the truth is that it is a legal mechanism that is increasingly closer to many homes that are verifying the benefits of starting this process. To date, more than 20,000 people have trusted the services of the law firm, some of them encouraged by other satisfied clients.Repara tu Deuda Abogados is the firm specialized in the Second Chance Law in Spain that has the most cases it has carried out in the country and it is also the one that has canceled the most debt, having exceeded the figure of 170 million euros exonerated. The forecast is that this figure will continue to increase as a consequence of the high number of files that are already underway and the high number of queries received daily in the offices. It is important to note that this mechanism is a practical reality in all the offices. autonomous communities of Spain. “We have made great efforts to publicize the Second Chance Law throughout the country so that no person is left in a state of insolvency in Spain without knowing that there is a tool designed to eliminate their debts,” explain the lawyers. The Second Chance Law allows both individuals and the self-employed to be free of their debts if they meet a series of minimum requirements. In summary, it is sufficient that the bankrupt acts in good faith, without hiding assets or income, that he has not been convicted of socioeconomic crimes in the last ten years and that the amount of the debt does not exceed 5 million euros. who cannot be beneficiaries of this mechanism, the law firm offers them the alternative of canceling credit cards, revolving cards, mini-credits, loans and mortgages. It does this by studying the contracts signed with banks and financial entities to see if there is any abusive clause and complain to Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc

Contact Contact name: David Guerrero Contact description: David Guerrero Contact phone: 655956735