Almería, April 14, 2023.
The man, with two dependent children, set up a business, but did not obtain the desired results
Repair your Debt, a leading law firm in Spain in the Second Chance Law, has managed to cancel a debt that amounted to 35,259 euros to a resident of Almería (Andalusia). SEE JUDGMENT The Repara tu Deuda lawyers explain their story to us: “His insolvency originated when he applied for a loan to start a business in 2014, which initially worked well and generated enough income to be able to meet all expenses However, little by little he began to make losses and the debtor began to work for someone else, but without unsubscribing from the self-employed regime in order not to lose his client portfolio. During that time, he was unable to generate income necessary to be able to keep his business operational, for which he was forced to unsubscribe from the self-employed regime.To the business expenses and the debt for the loans already requested, the payment to creditors was also added, which increased considerably the debt. He started the process finding himself unemployed. In addition, he had two dependent children who, obviously, he had to feed.” Now, thanks to Repara tu Deuda Abogados and the Second Chance Law, you can start again without debts, after issuing the Mercantile Court No. 2 of Almería (Andalusia) the Unsatisfied Liability Exemption Benefit (BEPI).Repara tu Deuda Abogados It was created in September 2015, the same year that the law was launched in Spain. Since then, numerous individuals and freelancers have put their case in the hands of the firm to cancel the debts they have contracted which they cannot afford. The law firm analyzes the situation of those who come to them to find out if it is possible to resort to the mechanism second chance and start from scratch. More than 20,000 people have started the procedures to reactivate themselves in economic life, far from debts that are impossible for them to assume. To date, the lawyers of Repara tu Deuda have managed to exceed the figure of 130 million euros exonerated to their clients. These come from the various autonomous communities of Spain. Among its objectives is also the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages. The office fights so that anyone with debt problems can access the Second Chance Law, always adapting payments based on the economic possibilities of the clients. “Many people cannot afford the payments that some lawyers request, so they decide not to start the process. Others, directly, mistakenly think that it is more complicated than it really is,” they say. “We – they add – start from the basis that they are ruined people and, therefore, we have to be understanding with their situation during the process”. The profile of those who take advantage of the Second Chance Law is very varied: parents who endorsed their children to buy a flat, self-employed people who set up a business or who made some investments whose results were not as desired, people in situations unemployment or living complicated work circumstances, individuals who have been victims of scams, divorcees who have verified the increase in expenses derived from their new situation, etc.
Contact Contact name: David Guerrero Contact description: David Guerrero Contact telephone number: 655956735
