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The exonerated person suffered the economic crisis of 2008 and, after initially reducing his income, lost his job
Ourense, April 16, 2024.- Repara tu Deuda Abogados, a leading law firm in Spain in the application of the Second Chance Law, has achieved debt cancellation in Ourense (Galicia). Through the management of Repair Your Debt Lawyers, the Court of First Instance No. 2 of Ourense (Galicia) has issued the Benefit of Exoneration of Unsatisfied Liabilities in the case of a man who had accumulated a debt of 61,000 euros that he could not meet . SEE JUDGMENTAs the lawyers of Repara tu Deuda explain, “his state of insolvency occurred due to the need to carry out a renovation at his home in 2002, repair a vehicle and the acquisition of several consumer loans for the acquisition of household goods. essentials for the home. At that time he worked for a construction company, with which he had enough payroll to cover the payments. However, as a result of the economic crisis of 2008, his income was drastically reduced and, in In 2012, he lost his job. Because of all this, he was unable to pay his debts. As in his case, there are many people who go into debt after having suffered a series of setbacks for health or work reasons that they did not foresee. Finally, when they have fallen into a state of over-indebtedness, that is when they see a successful solution to all their economic problems through the second chance mechanism. Individuals and self-employed people who resort to the Second Chance Law see in a very short time what the benefits of being exonerated from your debts. Without going any further, they leave the delinquency lists (such as ASNEF) that harm them so much. In addition, they stop receiving calls from banks and financial institutions. Finally, if they wish, they can request new financing and register assets in their name. As time passes, a greater degree of knowledge of this legislation can be seen. Since its inception in September 2015, Repair Your Debt Lawyers has managed to help many people desperate for their situation. More than 23,000 trust the services of lawyers who are experts in this legislation to start again from scratch. The law firm has managed to exceed in this time the amount of 200 million euros exonerated to people who come from the different autonomous communities. It is expected that this amount will continue to increase, since there are many files that are being processed and whose results are presumed favorable for the interests of the bankrupt. This legislation allows both individuals and the self-employed to be exempt from paying their debts if they comply with a series of basic requirements. In general terms, the bankrupt must be in a current or imminent state of insolvency, not have been convicted of socioeconomic crimes in the last ten years and must act in good faith, providing all the required documentation. The office can also analyze the contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
