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Sant Feliu de Llobregat (Barcelona), May 20
Late interest and surcharges made it impossible for him to return the requested money.
Repara tu Deuda Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved debt cancellation in Sant Feliu de Llobregat (Barcelona). Through the management of Repair Your Debt Lawyers, the Commercial Court No. 05 of Barcelona (Catalonia) has issued the Exoneration of Unsatisfied Liabilities (EPI) in the case of a man who had accumulated a debt of 13,000 euros that he could not pay front.As the lawyers of Repara tu Deuda explain, his case is as follows: “his state of insolvency originated when he had to request the first loan to cover some unexpected expenses. Subsequently, after going through specific financial difficulties, a at which time he fell behind in paying some installment and proceeded to request loans to try to cover the already existing financing. Unfortunately, costs such as late payment interest and surcharges increased the debt and the percentage of amortized capital was increasingly lower than that. to the percentage that was intended to cover the interest. It thus entered into a clear situation of over-indebtedness. As recalled by Repair your Debt, Spain is one of the countries of the European Union that incorporated the Second Chance Law into its legal system, doing so in 2015. This mechanism allows the cancellation of the debt of individuals and self-employed workers in a state of insolvency who, therefore, cannot assume the payments.” Repair Your Debt Lawyers began its activity as a legal firm specialized in this legislation precisely in September of the same year 2015. Currently, the law firm represents more than 23,000 individuals and self-employed workers who have entrusted their case to them to get out of the situation. of over-indebtedness in which they find themselves. The lawyers of Repara tu Deuda have managed to date exceed the figure of 230 million euros exonerated to people who come from the different autonomous communities. This figure is growing daily due to the high number of files that are being processed and whose results are presumed favorable for the interests of the bankrupt. This legislation allows both individuals and self-employed workers to be freed from their debts if they comply with a series of requirements such as acting in good faith, not having been convicted of socioeconomic crimes in the last ten years and being in a state of insolvency.Repara tu Deuda lawyers offers its clients an app available for Android and IOS, named MyRepara. This allows the monitoring of the process, the completion of various procedures and a community of support. On the other hand, the office also offers the analysis and study of the contracts signed by people with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press officer Contact telephone number: 655956735
