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The debtor applied for loans due to health problems for herself and her family, but was left unemployed
Getafe (Madrid), May 3, 2024.- Repara tu Deuda, a leading law firm in Spain in the Second Chance Law, has achieved another debt cancellation through the Second Chance Law. This is the case of a woman, a resident of Getafe (Madrid), to whom the Commercial Court No. 16 of Madrid has granted Exoneration of Unsatisfied Liabilities, freeing the bankrupt from a debt that amounted to 51,000 euros. Repara tu Debta lawyers explain the story: “the debtor requested loans due to health problems, both her own and those of close relatives. At first she was able to pay them without any special difficulties. However, when she lost her job, the situation became complicated. and had no choice but to take advantage of the second chance mechanism. The Second Chance Law came into force in Spain in 2015. The objective was for individuals and the self-employed to be able to cancel debts and, in this way, reactivate themselves in the economy. As the years go by, more and more people know this tool and decide to start the process. The dissemination of the cases has also helped make this possible.Repara tu Deuda Abogados is the law firm specialized in the Second Chance Law that has handled the most cases in Spain since its origins in September 2015. To date , has already managed to far exceed the figure of 200 million euros exonerated. The people who have taken advantage of the Second Chance Law belong to the different autonomous communities of Spain. In addition, they respond to diverse profiles, which means that anyone with debt problems can be free of owed payments. “We have made large investments to publicize the Second Chance Law throughout the country and we consider that the human factor is an essential part of our task,” the lawyers explain. The Second Chance Law allows the cancellation of debt both of individuals and self-employed workers. For this to be possible, it is necessary that the bankrupt be in a current or imminent state of insolvency, that he has not been convicted of socioeconomic crimes in the last ten years and that he acts at all times in good faith. The office can also analyze contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press officer Contact telephone number: 655956735
