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Las Palmas de Gran Canaria, January 12, 2024.
The exonerated man fell into debt when requesting financing to open a clothing store that he had to transfer without receiving the agreed payment
Repara tu Deuda Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved debt cancellation in Las Palmas de Gran Canaria. Through the management of Repair Your Debt Lawyers, the Commercial Court No. 1 of Las Palmas de Gran Canaria has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a man with a debt of 43,000 euros to which he could not face. SEE JUDGMENTAs the lawyers of Repara tu Deuda explain, his case is as follows: “his state of insolvency arose when he requested financing to open a clothing store and cover the inherent expenses such as rent for the premises, equipment and products. At first he did not have no problem in meeting the payment of the loans. Unfortunately, the billing was not favorable, so he was forced to transfer the premises. He managed to do so, but was unable to get the agreed price paid. This caused him to fall into a depression. and lost the job he had. He spent a long period of time without working, which drastically reduced his income. As pointed out by Repara tu Deuda, “Spain was one of the latest countries to incorporate the Second Chance Law into its system, doing so in 2015. It is legislation born more than 100 years ago in the United States, to which Well-known figures such as Walt Disney or Steve Jobs have attended. However, the majority of those who have taken refuge are people unknown to the majority who have seen how some type of economic setback has led them to not be able to pay their debts.” Repara tu Deuda launched its legal activity in September 2015. From that moment until today, it has managed to exceed the figure of 180 million euros exonerated to people who come from the different autonomous communities and who respond to very different profiles. The forecast is that this amount will continue to increase in the near future due to the high number of files that are already underway. The law firm has more than 20,000 clients, some of whom have come encouraged by other people who had started the process or who had already been exonerated from their debts. The lawyers at Repara tu Deuda adapt to the economic circumstances of their clients. customers. The objective is that no potential beneficiary is left without accessing the second chance mechanism with a view to being able to reactivate the economy, requesting new financing if required or registering possible future assets in their name. This legislation allows both individuals and the self-employed be exonerated from their debts if they meet a series of requirements. In general terms, it is enough that the bankrupt has not committed socioeconomic crimes in the last ten years, that he acts at all times in good faith and that the debt does not exceed 5 million euros. The office alternatively offers the analysis of the signed contracts with banks and financial entities. Along these lines, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
