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Basque Country, December 20,
The bankrupt was on sick leave, earning 500 euros, and required external financial help
The Court of First Instance No. 7 of Donostia (Gipuzkoa) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a man who has thus been exonerated from a debt of 47,000 euros. The case has been processed by Repara tu Deuda Abogados, a leading law firm in Spain in the Second Chance Law. SEE JUDGMENTAs the lawyers from Repara tu Deuda explain, “his state of insolvency originated when he was on sick leave and could only collect about 500 euros. Since he couldn’t make ends meet, he had to use credit cards to cover his expenses. Unfortunately, he was unable to pay his debts.” As in your case, many people turn to the Second Chance Law after having done everything possible to end their debt problems caused by some type of setback. , whether work or personal. It should be noted that the Second Chance Law came into force in Spain in 2015. Since that date, more than 20,000 individuals and self-employed people have put their case in the hands of the law firm to cancel the debts they have incurred and that they cannot assume.Repara tu Deuda Abogados is the leading legal firm in the application of the Second Chance Law in Spain. Since its creation in September 2015, it has managed to exceed the figure of 180 million euros of debts to people who come from the different autonomous communities of the country and who respond to very varied profiles: parents who guaranteed their children for the purchase of a apartment, individuals who have been victims of some type of deception or who have suffered a setback at work or health problems, etc. “It is very important to note – explain the lawyers from the firm – that many of the exonerated decide to tell their story in the first person through direct testimony or through videos. Having benefited from this legislation, they want family members, acquaintances and close friends to also know what the advantages of the results obtained are: getting off the delinquency lists (such as ASNEF), possibility of requesting again financing and stop receiving distressing calls from banks and financial institutions. Repair Your Debt Lawyers tries to analyze together with the potential client, before starting the process, the circumstances of the person who has fallen into a state of over-indebtedness. This allows you to check whether you are an individual or self-employed person who can use the second chance mechanism. The requirements to benefit from the Second Chance Law are the following: the bankrupt cannot have been convicted of socioeconomic crimes in the ten recent years, must act at all times in good faith – without hiding assets or income – and the amount owed must not exceed 5 million euros. The firm also alternatively offers to analyze the contracts signed by individuals and self-employed persons with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
