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The debtor suffered a separation, her previous partner left the country and all the debts fell on her
VALENCIA, February 16, 2024.- Repara tu Deuda, a leading law firm in Spain in the Second Chance Law, has managed to cancel a debt that amounted to 49,000 euros in Valencia. SEE JUDGMENTThe lawyers of Repara tu Deuda explain their story: “their state of insolvency originated when they requested financing for the purchase and sale of a home and to furnish it. At first they had no problem paying the installments. However, as a result After the economic crisis of 2008, the mortgage payment increased almost double, so he could not make the payment. At that time he had financial help from his ex-partner, but even so they had no choice but to sell the home. bankruptcy went through a breakup and subsequent separation, her previous partner left the country and all the debts fell on her. For all this, her purchasing power and her ability to repay were reduced, relegating the payment of credit installments behind expenses “ordinary and recurring expenses of each month”. Now, thanks to Repair Your Debt Lawyers and the Second Chance Law, the bankrupt can start a new life from scratch without debt after the Commercial Court No. 2 of Valencia dictates the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in her case, with which he is free of debt. Repair your Debt Lawyers began its work legally helping people in a situation of insolvency in September 2015, just a few months after the implementation of the law in Spain. During all this time, their work has resulted in the exoneration of more than 190 million euros for people who come from the different autonomous communities. The law firm has already trusted more than 22,000 people who have put cases in their hands to reactivate the economy and get out of the delinquency lists such as ASNEF, which causes so much anguish in insolvent people. Some of them come encouraged by the testimonies of others who have managed to cancel their debts or who are immersed in the process.Repara tu Deuda adapts to the different economic circumstances of its clients with the maxim that no one is left without access to the Second Chance Law. “Many clients need a high degree of understanding of their situation. It is important that the bankrupt be able to make payments in installments and in the most appropriate way to what they can. Therefore, the human factor is essential to do well. our work,” say the lawyers. The profile of people who benefit from the Second Chance Law is very varied: parents who guaranteed their children for the purchase of a house, small businessmen who set up a business or who made investments with negative results, people who are unemployed or in difficult employment circumstances, individuals who have been victims of some type of deception, etc. The firm can also analyze contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
