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Valladolid, February 15th
The exonerated man, after the divorce, was left with the debts of the car and home loans
Repara tu Deuda Abogados, a leading law firm in Spain in the processing of the Second Chance Law, has achieved a debt cancellation in Valladolid (Castilla y León). Through the management of Repair your Debt Lawyers, the Court of First Instance No. 8 of Valladolid (Castilla y León) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a man with a debt of 55,000 euros to the one I couldn’t cope with. SEE JUDGMENTAs the lawyers from Repara tu Deuda explain, their case is as follows: “the debtor requested the first loans to buy a home and furnish it and to acquire a vehicle. After the divorce, he could not afford the payment of the debt alone with his payroll. the debt that fell in his name. He was forced to request new loans to assume his ordinary expenses and the installments of the previous loans. Little by little he requested other credits to pay the previous ones until the situation became unsustainable and he stopped paying to assume their most essential and necessary expenses.” As the office recalls, “Spain incorporated the Second Chance Law into its legal system in 2015. This is legislation born in the United States, a country in which it has been in force for more than 100 years. Although well-known figures such as Walt Disney or Steve Jobs have used it, the reality is that the majority of those who have done so are anonymous people who have found in this mechanism the solution to all their economic problems. The spirit with which it came into force is to offer a second opportunity to those people in a situation of over-indebtedness so that they can start from scratch, away from all their debts.” Repara tu Deuda began its activity as a legal firm in September 2015. Since then until now, it has managed to exceed the figure of 190 million euros exonerated to people who come from the different autonomous communities and who respond to very diverse profiles. The forecast is that this amount will continue to increase due to the high number of files whose processing is underway and the result is presumed favorable. The law firm has more than 22,000 clients who have put their case in its hands to reactivate themselves in the economy, register possible future assets in their name and get off the delinquency lists, such as ASNEF As time goes by, this legislation is becoming more and more known and many also come to it due to the testimony of other people who have been exonerated from their debts. This legislation allows the cancellation of the debt of individuals and the self-employed, provided that the current or imminent insolvency of the bankrupt is demonstrated, that they act in good faith and that they have not been convicted of socioeconomic crimes in the last ten years. The office also Alternatively, it offers the possibility of analyzing contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
