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The exonerated woman, dedicated to dance activities in schools, was affected at work by COVID-19 and also got divorced
Madrid, April 29, 2024.- Repara tu Deuda Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved debt cancellation in Madrid. Through the management of Repara tu Deuda, the Commercial Court No. 11 of Madrid has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a woman with a debt of 94,000 euros that she could not face. As they explain the lawyers of Repara tu Deuda, his case is as follows: “his state of insolvency arose as a result of the request for various credits to pay taxes, payroll and general expenses, since the business he ran (dance activities in schools) He did not generate income in the months of July to September. He got divorced, and this entailed a series of expenses, such as renting and furnishing an apartment, lawyers and others, so he found it necessary to apply for a loan to be able to cover all of these. expenses. In April 2020, in-person classes in schools were suspended as a result of the COVID-19 pandemic, which led him to request an ICO loan of 20,000 euros to combat the substantial reduction in his income. debtor was to repay these loans when their economic situation improved, but after starting the course in September 2020, the regional government took a series of measures due to COVID-19, such as bubble groups or the reduction of the school day, going to intensive schedule. Most schools and institutes suspended extracurricular classes. Because of all this, she had to leave her rental home and move to a friend’s house, and give up custody of her children, since she could not support them. According to Repara tu Deuda, Spain incorporated the Law into its legal system. Second Chance in 2015. This is legislation originating in the United States, where it has been in force for more than 100 years, and has been embraced by such relevant figures as Walt Disney and Steve Jobs. It aims to offer a second chance to all those people in a situation of over-indebtedness so that they do not have to live drowned by payments that they will not be able to assume.”Repara tu Deuda Abogados began its work in September 2015. Since then, it has been able to help many people desperate for their debts. Its degree of specialization in the application of this legislation has led it to become a leader in this market, having exceeded the figure of 200 million euros exonerated to its clients. The law firm has more than 23,000 clients. , coming from all over Spain. Some of them have come encouraged by the testimony of others who have left all their debts behind. This figure is expected to continue increasing as a result of greater knowledge of this mechanism. This legislation allows the exoneration of debts. the debt of individuals and the self-employed as long as it is previously demonstrated that the debtor has acted in good faith, is in a state of current or near insolvency and has not been convicted of socioeconomic crimes in the last ten years. The office can also analyze contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press officer Contact telephone number: 655956735