The exonerated woman lost her job and started a restaurant business that she had to close
Tenerife, May 17, 2024.- Repara tu Deuda, a leading law firm in Spain in the Second Chance Law, has managed to cancel a debt that amounted to 37,000 euros in Santa Cruz de Tenerife (Canary Islands) by applying the Second Chance Law .
The lawyers from Repara tu Deuda explain their story: “he requested the first loan when he lost his job. The objective was to cover the expenses that he could not assume with unemployment benefits and also to start a professional activity in the construction sector. restoration. At first he was meeting the loan payments since the business was working well and generating sufficient income. However, later on, it began to generate losses, so he was forced to close it and cancel. as self-employed to try to reduce expenses. After this time, she began to experience a period of job instability that also made it impossible for her to repay the loans requested. Now, thanks to Repair Your Debt Lawyers and the Second Chance Law, the bankrupt company can start again without debt, after the Commercial Court No. 1 of Santa Cruz de Tenerife (Canary Islands) issued the Exoneration of Unsatisfied Liabilities (EPI) in its case.
Repair your Debt Lawyers began its work as a legal firm specialized in the Second Chance Law in September 2015, the same year in which this mechanism came into force in Spain. In all this time, it has already managed to exceed the figure of 230 million euros exonerated to people from the different autonomous communities.
The law firm represents in court more than 23,000 people who have counted on them to experience a restart of their financial life and leave their debts behind. Some of those who have come have done so after listening to the testimony through videos of those already exonerated or thanks to the direct explanation of a friend or acquaintance.
Repair Your Debt fights so that no potential beneficiaries are left without access to the Second Chance Law. For this reason, it tries to offer modalities and forms of payment that are very adaptable to their circumstances. “In addition, our idea is to offer them humane treatment that is most appropriate to the moment of difficulty they are going through,” the lawyers say.
The profile of those who benefit is very varied: parents who supported their children, small business owners who started a business without achieving the desired results, people who are unemployed or have suffered complicated work circumstances, individuals who have been victims of some kind of deception, etc.
In parallel, the firm offers to analyze the contracts signed with banks and financial entities. Along these lines, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press officer Contact telephone number: 655956735